A Debt Counsellor is someone who is registered with the National Credit Regulator and who assists consumers who are experiencing debt-related problems and are having difficulty making their current monthly payment by providing them with budget advice support and mediation with credit providers.
Debt Counsellors also give highly indebted consumers basic information necessary to resolve their everyday credit problems so that they do not revert back into debt trap
Debt counselling is a process of assisting consumers that are experiencing debt related problems through:-
When you are suffering under the yoke of over-indebtedness, then you need a debt counsellor.
A consumer is considered to be over-indebted if the money available after payment of essential expenses is not enough to pay all other debts. Herewith some indicators of over-indebtedness:-
A consumer is over-indebted when he/she cannot service all his/her debts in a timely manner as agreed in the credit agreements. The following are indicators of over-indebtedness:-
For more information, please contact Andrea Lawrence on 083 293 6867 or email us at firstname.lastname@example.org